"A new study shows just how hard it is for many Americans to get ahead. The average American spends roughly $1,272 per paycheck on living expenses — with the majority of expenses coming from housing and utility bills — according to a recent Clever Real Estate report using Bureau of Economic Analysis spending and income data and IRS state tax data.
"Clever Real Estate compiled a ranking of the best and worst metro areas to live in based on how much money residents have leftover from a typical biweekly paycheck. After subtracting expenses and income taxes from biweekly pretax income, the average amount of money leftover among all Americans was $136.39."
"You can’t run from your business debt or do nothing and hope it goes away on its own, but you can take steps to get it under control or otherwise find business debt relief. If you struggle with small business debt, we’re going to take you step-by-step through what you need to do to eliminate what you owe and get your business back in good financial standing."
"If you decide to make the leap and launch a business, the people in your life — from family and friends to investors — will all have opinions that they will gladly share with you, sometimes whether you ask them to or not.
"The fact of the matter is, you can take in all the advice in the world from the most respected sources, but if it doesn’t feel right to you, you have to trust vision and conviction enough to go your own way."
"Giant public corporations are major players in the American economy, and their headquarters are scattered across the states.
"Every year, Fortune publishes a list of the 1,000 largest publicly-traded US corporations by revenue. The most recent list is based on revenues from the 2018 fiscal year.
"The above map shows the top company from the list that has its headquarters in each state. Seven states — Alaska, Montana, New Mexico, South Dakota, Vermont, West Virginia, and Wyoming — had no Fortune 1,000 headquarters."
"While you can find ways to be happy in your job even at terrible companies, some places are just better to work for.
"Job-listing site Comparably just released its annual ranking of the 25 large companies with the happiest employees. Comparably analyzed anonymous employee feedback on their website to measure fair pay, perks, benefits, and work environment."
Read this full article.
"Between television, radio, the internet and well-meaning but presumptuous friends and family, we’re inundated with unsolicited advice on a daily basis. And when it comes to money, there’s a ton of terrible advice out there. Even so-called experts can lead us astray sometimes.
"Have you been duped? Here are a few examples of the worst money advice advisers, bloggers and other personal finance pros have heard."
"In most of America, earning $100,000 a year could be considered a sign of success. But in many cities, someone making $100,000 a year will just be scraping by.
"New data from GOBankingRates looks at what a family needs to make in America's most expensive cites in order to live comfortably there. And, in these 15 cities, a household making $100,000 per year will be just barely scraping by."
"Opponents of job outsourcing are making a holiday-season appeal to President Trump: Stop U.S. companies from forcing American workers to train the very same cheaper foreign laborers who will soon replace them.
"Why it matters: Trump promised voters he'd end abuses of worker visa programs and save U.S. jobs — but as he campaigns for re-election, advocates say he hasn't done enough.
"Not the worst, just the most miserable.
"We've identified the 50 most miserable cities in the US, using census data from 1,000 cities, taking into consideration population change (because if people are leaving it's usually for a good reason), the percentage of people working, median household incomes, the percentage of people without healthcare, median commute times, and the number of people living in poverty. (See the data and how we weighted it here.)"
Read the full article.