7 Personal Finance Trends Your Students Should Know About

It’s not hard to see why people aren’t saving more money, but the data on personal savings is still more than a little shocking. While traditional financial wisdom is that we should save 3-6 months’ worth of bills and expenses for an emergency or rainy day, 40% of U.S. adults couldn’t even come up with $400 by the end of today without borrowing or using debt!

Five Innovation Trends That Will Define Banking in 2019

"The global banking sector is becoming both more strategically focused and technologically advanced to respond to consumer expectations while trying to defend market share against an increasing array of competitors. A great deal of emphasis is being placed on digitizing core business processes and reassessing organizational structures and internal talent to be better prepared for the future of banking. This transformation illustrates the increasing desire to become a ‘digital bank.'"

Top 7 Digital Transformation Trends in Financial Services for 2019

"If you’re wondering if we’ll see a financial shake-up in 2019, the answer is yes—at least when it comes to digital transformation. We will see big changes this coming year, especially for the banking giants, many of which have operated with a legacy-era brick-and-mortar mindset for hundreds of years. The truth is, consumers now have so many options when it comes to banking that even the most established financial institutions will need to work to stay relevant if they want to stay ahead. Below are what I consider to be the most significant digital transformation trends in the financial services industry for 2019."

Artificial Intelligence: What It Is and Why It Matters in Introduction to Business

Artificial intelligence (AI) makes it possible for machines to learn from experience, adjust to new inputs and perform human-like tasks. Most AI examples that you hear about today – from chess-playing computers to self-driving cars – rely heavily on deep learning and natural language processing. Using these technologies, computers can be trained to accomplish specific tasks by processing large amounts of data and recognizing patterns in the data.

Also see: Artificial intelligence coverage in Business in Action, 9th Edition, page 3. (Spoiler alert: No other Introduction to Business textbook covers artificial intelligence.)

The 8 Fast-Food Chains with the Cleanest Restaurants in America, According to Customers

No one wants to visit a fast-food chain with a grubby dining room and unknown germs lurking in the kitchen. 

People across America are skeptical of many fast-food chains' abilities to meet basic standards of cleanliness. So, we asked more than 3,000 people who read our fast-food coverage which chains they believe have the cleanest restaurants.

7 Sneaky Ways Students Could Be Hurting Their Credit Without Realizing It

Americans rely on credit and credit scores to give lenders an idea of their trustworthiness when they want to open a credit card, get a mortgage, or take out a loan.
But for every strategy to increase your credit score and improve your credit, there's a sneaky misstep that can set you back, like not applying for enough credit … or applying for too much at once.